Keep safe from scams - Fraud Awareness Week 2013
Today, banking and information sharing is fast and simple thanks to huge innovations in technology. However you can still be at risk of becoming a victim of scams and fraudulent activity.
Awareness of scams, maintaining a high level of personal security and being conscious of the information you share is important. This week is Fraud Awareness Week, an initiative run by Consumer Affairs to raise awareness about the risks of fraud and scams.
Scammers win because they target human vulnerabilities. A scam is a situation that involves another party trying to lure or threaten you into giving up sensitive information or funds through deception. This can be difficult to detect as scammers may pretend to be a legitimate bank, person, or business.
Scams can be conducted using mail, emails, phone calls, online and in person. Often they will try to scare you into believing your bank account security is at risk or time is running out.
- Keep your credit and debit card PIN details secure.
- Sign your cards as soon as you get them.
- Only use ATMs with a “green sleeve” security device such as ASB ATMs.
- Use a unique internet banking password - do not reuse the password for your computer, e-mail or social media sites.
- Only use secure computers with updated anti-virus software.
- Do not respond to “phishing” e-mails purporting to be from your Bank. Here’s how banking and phishing scams work.
- Ignore job offers requiring access to your bank account for fund transfers. Here’s how job and employment scams work.
- Keep cheque books secure and periodically check that no cheques have been removed.
- Never accept cheques from someone you don't know.
- Deposit cheques into accounts as soon as possible.
- Be aware of lottery or inheritance scams where you are advised that you are able to receive a large amount of money in return for paying advance fees. Here’s how lottery and competition scams work.